Recreational Boating Information for the Northwest

Boat Insurance | Financing
Washington State Boat
Accident Report Infomation

Washington State law requires the operator of a recreational vessel involved in an accident to file a Washington Boat Accident Report. (PDF download)

  • Loss of life occurs
  • Injury occurs which requires medical treatment beyond first aid
  • A person disappears from a vessel under circumstances that indicate death or injury
  • Property damage is in excess of $2,000, or there is complete loss of a vessel

If there is an injury, disappearance or death, a report must be submitted within 48 hours. Reports in other accidents must be submitted within 10 days. If the operator cannot submit the report, the owner of the vessel is responsible.​

Reports must be submitted to the city or county law enforcement agency that has authority where the accident occurred. If you are not sure what agency has the authority, contact the Washington State Boating Programs by calling (360) 902-8555​.


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Note: 

Most dealers offer financing through local banks. Finance companies which tailor to boats can generally offer loans for a wide year range and design classifications.